This privacy policy sets out how V K Fintech Corporation uses and protects any information that you share either online or offline. V K Fintech Corporation is committed to ensuring that your privacy is protected at all times. Should we ask you to provide certain information by which you can be identified. You can be assured that it will only be used in accordance with this privacy statement.

V K Fintech Corporation may change this policy from time to time by updating it.

V K Fintech Corporation understands that our relationship is strongly built on trust and faith. In Course of using information on availing the services or on this website, V K Fintech Corporation may become privy to the personal information of its customer including information that is of confidential nature. V K Fintech Corporation is strictly committed to protecting the privacy of its Customer and has taken reasonable measures to protect the confidentiality of the customer information. However it shall not be liable in any manner for disclosure of the confidential information in accordance with this Privacy Commitment or in terms of the agreement if any with the Customer or by reasons beyond its control. We may however be required to disclose your personal information to Government, Judicial bodies, and our Regulators or to any person to whom the Firm is under an obligation to make disclosure under the requirements of any law binding on the Firm or any of its branches, if required

What we do with the information we gather

• To conduct Know-Your-Customer registration as required by SEBI and/or other regulatory bodies
• To perform compliance checks and keep/maintain internal records
• To use the information to improve our products and services
• To periodically send emails to your registered email address about your investments, or other information which we think you may find interesting.
• You will be free to unsubscribe from our mailing list at any time if you do not wish to receive such emails from us. From time-to-time, we may also use your information to contact you via phone or email for market research purposes.
• We will not sell, distribute or lease your personal information to third parties unless we are required to share such information under the terms and conditions of the products and services you avail, or we are required to do so by law.
• We may also use third party vendors or service providers to help us provide services to you, such as couriering documents to you on our behalf or operating the payment gateway functionality of the website. Such third parties are required to maintain the confidentiality of the information we provide to them under contract and under law

Security

We are committed to ensuring that your information is secure. In order to prevent unauthorised access or disclosure, we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.

Controlling your personal information

Personal Information provided by the User belongs to the User. If you believe that any of your information with us is incorrect or incomplete, please email us as soon as possible. We will promptly correct any information found to be incorrect. Some of the changes made or proposed by the User may require user to provide documentary evidence. As an added security measure and regulatory requirements, Company may require additional proof of identity prior to such disclosure.

V K Fintech Corporation will provide online access by providing login details to access some portfolio details to its users Remember to keep your Login Credentials safe and secret to prevent unauthorized access to your investment account. If you think that the security of your account has been compromised, change your password and contact us immediately for further assistance, on the e-mail: finance@vk-india.com
When it comes to data security, our goal is to ensure that your data is not shared with anyone, unless you have explicitly requested us to do so to fulfil a transaction request

Notes

• 1) We are only distributor of Mutual Funds & NOT ADVISOR
• 2) We execute the mutual fund transactions with your mutual consent as per your choice and instruction. We do not offer any advisory/research services in this regard
• 3) All Commission rates mentioned in the commission structure are inclusive of GST and any other applicable tax, cess, levy etc
• 4) The Commission Structure may be modified/ changed during this period based on compliance with Distributable Total Expense Ratio and/or SEBI/ AMFI requirements.
• 6) In Case the investment made from B30 cities is redeemed within one year from the date of subscription, the entire Additional B30 Year 1 Trail Commission, upto the date of redemption, shall be recovered or shall be clawed back/ set off from future commission payments.
• 7) Over & above the above, the distributor also gets a chance to attend the conference/ sales convention for which no costs are borne by the distributor.
• 8) The distributors are required to adhere to all relevant SEBI circulars on Code of Conduct and SEBI Regulations and ensure that no rebate is given to investors in any form.
• 9) As per SEBI regulations, we are not entitled to Commission on our investments. Please note that receiving commission on own investments will be violation of SEBI Regulations and we are required to immediately bring any such instances to our attention so that the same can be recovered immediately.

Scheme Category	Annual Trail
Liquid & Ultra Liquid Funds	0.05-0.75
Debt Funds	0.15-1.10
Hybrid Funds	0.30-1.50
Equity & Sector Funds	0.30-1.50